At 32, Sarah and Michael had achieved their dream: successful careers, a charming new home, a healthy toddler, and a bright future ahead. Yet, an unforeseen event was about to change their lives when...

As we start 2024, the market's trajectory remains hazy, with both positive and negative factors in play. Let's dissect the potential upsides and downsides before charting a course for the year...

As inflation started to surge in 2021 and 2022, investors started to put money into I bonds for a sense of safety from the volatile markets and to earn a higher yield than treasuries. While inflation soared, the fed funds rate remained largely flat. It made sense to keep money in I Bonds as you were getting a much higher risk-free return. Now that inflation and the fed rates have inverted, investors can generate better...

What’s inside; This series is meant to help investors understand what they own by taking a look at the underlying assets of an ETF or mutual fund. We start the series with the world’s largest ETF by assets under management, SPY...

In today’s rapidly changing healthcare landscape, it has become increasingly important for individuals to take charge of their medical expenses. One valuable tool is the Health Savings Account (HSA). With its numerous benefits and potential for long-term savings, an HSA can provide an opportunity to grow your total healthcare dollars well into your retirement, saving on taxes now and well into the future.

Last year, I met with new clients to assess their financial concerns. They had begun analyzing their taxes and were confused as to why they owed so much because their previous predictions about how much money they would owe in taxes were spot on. After doing some research together, we discovered that they had large mutual fund distributions in one of their brokerage accounts held with another...

The stock market has experienced a significant amount of volatility over the past year, leaving investors and clients uncertain about their investment decisions. Several factors including concerns over inflation, rising interest rates, and policy decisions by central banks have contributed to the market's volatility...

At some point in our lives, we all face the moment of bidding farewell to a family member or friend. If you had a close relationship with the deceased, you might find that they have bequeathed something to you in their last will and testament. However, before you can officially take possession of the assets, there is one more concern to address: the inheritance tax on your newly acquired assets.

On January 1, 2026, current estate tax exemptions are scheduled to expire and return to 2017 levels — about half the levels they’re currently at. For high-net-worth and ultra-high-net-worth estates, this means estate planning is that much more critical, as there are essentially only two ways to lock in the higher exemptions: dying or making a permanent gift of assets before January 1, 2026.

In today's world, philanthropy and charitable giving have become increasingly important to many individuals and families. Whether you want to support a specific cause, make a positive impact on your community, or leave a lasting legacy, there are various ways to give back. One powerful tool that's gaining popularity is the Donor-Advised Fund (DAF). In this blog, we'll explore what a Donor-Advised...